How safe is online banking?

Which? has rated 15 of the biggest UK banks on the security of their online and mobile banking systems. How does your provider’s digital defences measure up?

With so much of our banking now done on our computers and smartphones, it’s important that those services are secure.

Every year, we rate the security of the online banking and mobile banking services from major banks and building societies who offer current accounts.

In our latest test, volunteers carried out a series of tasks, while a team of experts from cybersecurity firm 6point6 tested each bank’s defences.

The table below shows how 15 banks and building societies fared for the main factors we tested in September and October 2021. The percentage figures illustrate how important that area of security was to the overall test score.

Read more