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If you want a sneak peek at how DeFi is likely to transform the banking industry, the history of the telecom industry in the U.S. may turn out to be a good guide.
In 1983, the “Bell System” was a national monopoly on telecommunications in the United States. This included voice and data, local and long-distance, and even network equipment. Truly, there were few companies that had more power, prestige or history than AT&T in 1983.
Paul Brody is EY’s global blockchain leader and a CoinDesk columnist.
At first, only small parts of these businesses were exposed to substantial competition – mostly the long-distance business. Over time, however, new technologies such as wireless and Voice Over Internet Protocol (VoIP) started to upend the entire business.
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