What makes Indian fintech fast and furious, but also a little fraudulent?

First, Paytm was asked to freeze its banking business, a crackdown so severe that India’s pioneering digital payments firm bled out nearly 60 per cent of its market value in two weeks. Then came the regulatory diktat to Visa Inc. The network was told to halt the use of its business cards for commercial payments where a fintech is in the middle. And now, media reports suggest that more nonbank intermediaries may expect a rap on the knuckles. Just what has made the Reserve Bank of India so cranky all of a sudden?

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